HOMELAND MORTGAGE
License # 11991
HOMELAND MORTGAGE
License # 11991
Phone (416) 913-9593 or (647) 273-5626 michaellalonde@rogers.com
Credit Issues
Credit Issues
Applicants With good or weak Credit are welcome !
We Stop Power of Sales!
Pay off mortgage and condo fee arrears or property taxes.
Repair credit by paying off a consumer proposal.
Past bankrupts are welcome.
Contact Us!
Call: (416) 913-9593 or (647) 273-5626
The Loan Process
The Loan Process
1. Qualification
This is typically a conversation over the phone where your needs and goals are identified.
3. Processing
3. Processing
The application is processed and analyzed by our office, then submitted to suitable prospective lenders for review.
4. Underwriting
The application is reviewed and underwritten by prospective lenders (ie. bank, trust company, mortgage investment corporation etc.)
2. Apply For Your Loan
2. Apply For Your Loan
The mortgage application can be completed in person or by phone. Necessary information is obtained from the applicants.
5. Appraising Your Home
5. Appraising Your Home
In most, but not all cases, a full appraisal of the home or subject property will be completed, in order to assess the current market value.
6. Closing
6. Closing
The final mortgage commitment is issued by the lender. We meet again in order to review, consider and sign the mortgage approval paperwork. The paperwork and supporting documentation are then sent to the lender and law office for review and legal document preparation. The borrowers meet with their lawyer's office and the loan funds soon after.